College: 50 ways to save if you are a student on a low budget
** "Watch your pennies, and your dollars will take care of themselves!" **. It may seem like a simple saying, but in reality it represents an absolute truth: ** saving a little at a time, even on small things, allows us to acquire an economic stability ** that we did not think possible. Saving is easier than it seems, today we explain how to do it in 50 different ways.
Choosing to go to the movies during ** afternoon shows ** instead of evening shows is a great start when it comes to saving money. It sounds silly, but saving $ 3 or $ 4 a show for a true fan and frequent visitor represents a hefty sum at the end of the year.
Don't worry, we're not suggesting you become an Extreme Couponer, but using ** coupons on products that are usually bought ** is a great way to save on virtually every expense.
We often find ourselves having the thermostat set to the wrong temperatures, too high when we are outside and too low when we are at home. A ** programmable thermostat ** allows you to better manage temperatures, and consequently expenses.
College life often means eating out on a regular basis, partly as a matter of sociability and partly for convenience. ** Organizing weekly meals ** costs about $ 4 per meal, an obvious saving against the $ 9/10 of a meal away from home.
Many companies offer ** discounts ** for novice drivers with excellent school grades, for those with excellent drive records. If you decide to buy a house, be sure to contact insurance companies that offer discounts for the installation of alarm or fire prevention systems.
Lovers of reading know how much this passion weighs on the budget. On average, the average American spends $ 50 a month on reading, an amount that a student cannot always afford. An excellent solution to combine savings and a passion for reading is to ** borrow a book ** from the library rather than buying it.
The aroma of coffee and the atmosphere of the coffee houses have an undisputed charm, and frequenting these places often becomes an ' expensive habit . Attending them on a daily basis can in fact lead to an increase in annual expenses by hundreds of dollars.
Many restaurants charge a $ 1.50-2.00 fee per soda or tea per diner. Choosing to drink only ** water ** allows you to save and eliminate excessive calorie consumption.
Hiring a company for ordinary and extraordinary maintenance is an expense that should not be underestimated. Doing yourself the ** routine maintenance on a periodic basis ** allows you to significantly cut costs.
** Cleaning weekly ** the house allows you to save in multiple ways. Keeping the house tidy and clean allows you to reduce extraordinary maintenance and save on external cleaning services.
** Less advertising = less temptation **. Watching television for just a few hours a day will help you not fall into temptation and say no to compulsive shopping, your pockets will thank you.
Having a hobby is a healthy practice, we all have one that helps us unplug from the daily hustle and bustle. However, hobbies can turn into something expensive. So, ** pay attention to all purchases ** related to your hobbies.
The gym membership is one of the expenses that weighs heavily on a university student's budget. To save money, cancel your subscription and dedicate yourself to outdoor sports and, when this is not possible, ask a friend to train at home with you. ** High motivation and low insured expenses **.
Our wardrobes overflow, but we insist on always using only the garments, forgetting dozens and dozens of clothes in the wardrobe. ** Periodically rearranging the wardrobe ** is an excellent solution to give new life to forgotten garments and, consequently, to save money.
Let's face it, ready-to-eat foods often represent a real lifesaver, especially in periods of heavier study. However, this type of food also represents a significant burden on the budget; in fact, processed and ready-made foods cost, on average, double the amount of raw materials. So prefer ** always cook and freeze ** your dishes from scratch, you will save time and money.
Using cash is undoubtedly out of date and often not convenient. However, cash helps you keep track of how much you're spending, and ** avoid unnecessary expenses **. And if you really don't want to use cash, create a list in which to write down all the expenses, it will help you keep track of them and understand which ones to eliminate.
Some items never go out of style. Choosing classic and timeless clothing helps reduce the consumption associated with the purchase of the latest fashion items which, once the hype of the moment is over, will remain buried in the closet. ** Classic style = savings **.
** Breakfast is the most important meal of the day **, our mothers always told us as children, and they weren't completely wrong. A hearty and nutritious breakfast of eggs, milk and cereals and toast fills the stomach for several hours and reduces the desire to eat out with expensive, calorie-dense meals.
The brown bag lunch, which ** combines classes and lunch ** can be a great way to save. You won't have time to go out for lunch, and your finances will benefit significantly. However, I recommend that you always keep the right balance between study and moments of pause.
Crock pots are one of the latest ** culinary revolutions **, a real ally in the kitchen, both in terms of money and time. An average crock pot costs between $ 60 and $ 80, a good initial investment that will help you love cooking (and save you on meals away from home).
When it comes to cars, saving is difficult, but not impossible. Used or zero-km cars allow you to ** reduce spending ** and invest the money saved in your education.
How many of us, bored, have chosen at least once to go to the mall to kill time? Well, if you want to save, there is no more wrong choice. Boredom will throw you into a whirlwind of compulsive shopping and ** you'll spend a fortune **.
When driving, ** stick to the limits ** and don't run. You will save money from the fine and increase fuel efficiency. Plus point 5 of our list will allow you to save even more
Paying bills online allows you to ** save on postage ** and always be on par with deadlines, thus avoiding fines and further waste of money.
How many of us watch all the channels included in the TV subscription? We give you the answer, almost no one. ** Consider changing your subscription ** and opting for one with fewer channels, and therefore less expensive, is an excellent solution to save money.
We often subscribe to a telephone rate without carefully reading all the details and without analyzing the costs associated with it. Result? A significant increase in expenses. To save money, ** always carefully analyze your rate ** and if necessary opt for a more convenient one.
We have already pointed out how maintaining a good level of maintenance helps reduce costs. ** Car maintenance ** is no exception, carry out the checks regularly and you will avoid nasty, and above all expensive, surprises.
When it comes to cosmetics or personal care products, a great way to save is to avoid luxury and overpriced brands. In these cases, in fact, you go to ** pay for a luxury packaging **, but the quality of a cheap product and a niche product is very often the same.
Often a broken phone just needs a new battery or a new screen, a ruined dress just a quick and invisible patch. Trying to ** repair the repairable is the basis of the savings **.
Online subscriptions are often advantageous when they are signed, but over time they become a real tax. ** Eliminate the ones you don't use ** or the ones that are too expensive, your finances will draw new life from them.
Before you pay, in-store or online, ** check your cart ** and ask yourself if what you're buying is really needed. You'll likely find a couple of items you can do without, much to the delight of your bank account.
A good practice to save is to carry out some short ** market research ** to understand if the product we want to buy is available at ** more advantageous prices **, or if we have similar but less expensive products.
If you are in college and you are also a parent, saving will not be easy. ** Sharing the babysitter with your friends ** can help you significantly reduce your expenses.
As with niche cosmetics, pharmaceuticals often pay a premium in terms of brands for the same active ingredient. ** Going for generic drugs ** will allow you to pay less but still get a quality drug.
The Internet provides a number of ** apps and programs ** that allow you to ** communicate ** with other people without having to go through a ** paid subscription . Services like ** Skype ** and ** Facetime , for example, are completely free and only need an internet connection to work.
Leaving behind this bad habit is an advantage from every point of view. In addition to the obvious immediate savings in money, ** quitting smoking is a health benefit **, with all the resulting improvements.
Before leaving for a trip, it is very convenient to prepare ** snacks and drinks ** on campus. This will allow you not to have to stop to buy food on the way, avoiding spending a lot of money in the various markets or restaurants that you will find along the way.
When you need to use the ** ATM , make sure it is ** associated with your bank . Otherwise, you will be charged the ** commissions ** from both your bank and the one whose ** ATM ** you used.
It may seem unimportant, but writing a ** shopping list ** and sticking to it is an effective way to save a lot of money. This is because it will make you buy only the essentials you need, specially chosen before going to the supermarket.
We all know how babies get tired of a toy in a short time. Instead of going out and buying more new games, you could make arrangements with the parents of other children to swap the games they no longer use, so as not to waste the ones that would not go unused. The same goes for the books read.
Using sites like ** Priceline.com ** or ** Kayak.com ** is a great way to save money on your trip. These websites specialize in finding the ** best price for hotels and airlines **, which will guarantee you better prices than calling directly to book.
Often airlines give the possibility to carry a ** hand luggage ** and a light one included in the ** cost of the ticket **. If you can fit everything you need for the trip into these two bags, you can save money to put another suitcase in the hold.
Having in mind which savings goal to pursue will go a long way in motivating you and making a few small adjustments to achieve it. It can be the impetus to start saving seriously.
It may seem like a small gesture, but checking if all the lights are off before you leave your dorm room will save you a lot of money. This is especially crucial when you know that you will be away from campus for a long time and will not be able to return to turn off a light left on.
Keeping a ** charger ** plugged into the socket is a useless waste of money because, even if the device is not connected, it still absorbs a small amount of energy which will be counted in your ** bill **.
We all know that when kids are in the grocery store they will be drawn to all those tempting items like ** toys ** or ** candy **, for example. Unless you have the ability to say "no" to all the requests that the children will make of you, do not go shopping with the children to avoid buying unnecessary things.
** Vegetables ** are an essential food for people but if bought fresh they can go bad after a few days. To avoid ** food waste **, and money, buy frozen vegetables: they won't be as good as fresh ones, but you will avoid throwing them away because they go bad.
Once you have finished watching the rented movie, place the ** DVD ** on the bag or backpack you usually use. It will be an effective way to remember to return it without having to pay unnecessary ** fines ** for the accumulated delays.
To save money, you don't need to sacrifice. If you plan to buy a dress you like, wait for the ** sale ** period to buy it at a lower price. For attention: do not be tempted to buy useless things just because you find them at a lower price than usual.
Keeping track of your expenses will help you establish a ** budget ** for the next month. By doing this, you can set spending limits for areas where you are tempted to overspend. This is the fundamental method for college students who want to save money.
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